You can now sign your credit contracts and make payments without signing up for an account. When you log in, you can also view letters and bank statements and make changes to your personal and banking data. We offer our customers a convenient way to pay for their policy. With our preferred provider, Premium Credit Limited (PCL), you can set up a collection system. This means that you pay a deposit (if any) and pay the balance of your premium by the same monthly payments. We use PCL only to provide funds to endsleigh customers. We can receive a commission for the introduction of customers. Please note that not all of the information we provide is personal advice or recommendations. Your personal data and the bank details you provide will be sent to them and they will contact you by mail, email or text.
The balance is subject to status and you can use a credit reference agency that leaves a search record or other information about you to perform credit and money laundering audits. PCL can also conduct credit assessments based on an earlier payment history than you may have had with them. A small part of our business also introduces credits in Close Premium Finance, where PCL is unable to provide financing. It is important that you read your credit agreement, as well as the other information contained in your welcome letter/email. To continue financing, please sign a copy of your credit agreement and send it back to us. The easiest way to sign the credit contract is online. If you follow the link www.uk.mypremiumcredit.com/ account/login, you can register your account and sign the agreement. Once you`ve created your account, you can track and manage your payments and update your personal data. If you do not sign the contract online, a copy will be sent to the mail so you can sign and return the contract.
Endsleigh`s expertise lies in the organization of insurance policies; we are not a premium finance company and therefore do not have a “credit licence” from the Financial Conduct Authority. This means that we cannot provide financing to facilitate a debit plan, which is why we present PCL to our customers. For a better description, PCL is “The Lender,” while Endsleigh acts as a “credit broker.” It is important that the loan agreement is signed. A $10 fee can be collected if the contract is not signed and returned to PCL within the specified period. Full details of the agreement are provided by PCL as part of the implementation of the contract. To have your insurance underwritten and you are fully insured, Premium Credit Limited starts cashing in your monthly payment before receiving your signed contract. This does not affect your rights to terminate your contract if you feel that the agreement is not suitable for your financial needs once they are received.